Car insurance is designed to protect you in the case of an accident. However, it’s also designed to protect you in a situation where you aren’t directly at-fault. Even if you’re a cautious driver with an excellent driving record, there’s always a chance that you’ll be involved in an accident …
Read More »In an accident but didn’t get the other driver’s information?
It happened: you got in an accident, and to make matters worse, you didn’t get the other driver’s information. Maybe this accident was a hit-and-run, where someone left the scene after a collision without stopping. Maybe you were flustered from the accident itself and simply forgot to ask for the …
Read More »How to buy a car with the pandemic in mind
As a consumer, buying a car is one of the most important decisions you’ll ever make, and with good reason: the consequences of an auto purchase — how it will meet your needs as well as the long-term financial considerations — are enormous. In fact, buying a car is often …
Read More »How insurance works with ridesharing
Ridesharing has become a huge industry in recent years, with 93 million people using Uber on a monthly basis in the last quarter of 2020. But how does it work with insurance? If you drive for a rideshare company, you may already know that your personal car insurance policy typically …
Read More »Pet safety on the road
The COVID-19 pandemic has had a significant impact on how we work and travel: for many, the daily commute to work now spans only the few steps from the bedroom to the living room, or to whatever improvised office space they may have. And for most of us, extensive travel …
Read More »Auto body shop vs. auto repair shop: what’s the difference and how to choose
It’s an inevitable part of car ownership— the longer you own a car, the more likely you are to need repairs or potentially get in an accident. Even if you safely park your vehicle in a covered garage, perform routine oil changes, and treat your car with maybe a tad …
Read More »Full coverage vs. liability: what’s the difference?
Insurance coverage is something that everyone needs but that few people feel they fully understand. Doing your own research can provide you with an abundance of information but no real guidance. Unfortunately, even turning to the experts (the insurance companies) is extremely confusing more often than not. Too many companies …
Read More »Paying out of pocket vs. filing a claim
Getting into a car accident is always a stressful situation. You’re worried about injuries, damage to your vehicle, and of course, money. How do you know if paying for repairs out of pocket will help you in the long run or make things more complicated? We’ve got you covered. Here …
Read More »Everything you need to know about GAP insurance
Bringing home a brand new or “brand new to you” car is always an exciting moment, but a whole set of new worries and responsibilities come right along with that new purchase. You now have a car payment to add to your monthly expenses, and actually seeing an extra several …
Read More »How does speeding affect car crashes?
We all know speeding is bad, but how exactly does it impact the likelihood of a car crash? Speeding, defined by the National Highway Traffic Safety Administration (NHTSA) as driving in excess of the posted speed limit or too fast for road conditions, may be the biggest risk factor on …
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