Efect.shop effects on life

Did you know that between 2019 and 2020, the number of US citizens working from home grew from 22 percent to 42 percent? For many, that change is permanent, with offices offering full-time remote opportunities or more flexibility in office work schedules. If you and your partner are both working …

After a long, hot summer, you’re probably ready for cooler temperatures, but is your car? Winter brings with it plenty of dangerous weather conditions that can make driving treacherous, such as hail, snow, and freezing temperatures. There are many precautions you can take to prepare yourself and your vehicle for …

If you’re in the market for a new or used vehicle, you’ve probably got quite a few different factors running through your mind. Mileage, safety rating, maintenance history, number of prior owners, accident reports, the down payment and overall price: all factors that are well worth looking into, and that’s …

If you read or watch the news, engage with social media, or just consider yourself at all plugged in to current events, thoughts of climate change or environmental concerns have no doubt crossed your mind at some point or another. You’ve likely read dire think pieces on the future of …

More and more offices are allowing employees to work from home, which means no more commuting to and from the office every day. Because of this, many folks have decided to ditch their cars in favor of public transportation or ride-sharing services. But did you know that even if you …

Short-term car insurance is a temporary insurance that protects you and your vehicle from damage and liability for a specified period. There are reasons that you may only need car insurance for a day, a week, or a month, and this is what temporary car insurance is for. Typically, temporary …

Your car insurance coverage shouldn’t be a mystery. Knowing what your car insurance covers and doesn’t cover is crucial information, and something you’ll want to know before you have to file a claim. Feeling a little foggy about what your insurance plan covers? No worries. Read on for a fuller …

It may seem like science fiction, but self-driving cars are already on the road. We will likely see an increase in driverless vehicles in the years to come, as technology and government regulations merge to create roadway systems that allow for this new type of transportation. However, you may be …

Let’s be honest: the pandemic has changed everything. How we work, how we socialize, even how we shop. Car manufacturers have not been immune to our “new normal.” Between a global pandemic, a microchip shortage, and other factors, there are less new cars hitting the market. Normally, December would be …

Life insurance can be a difficult topic. It can seem confusing, and maybe even uncomfortable — no one wants to think about the end of their life. However, just because the topic seems hard to talk about doesn’t mean it isn’t well worth doing so. In fact, life insurance is …