Efect.shop effects on life

Do you have a reliable way to get around if your vehicle is in the shop for repairs? If you don’t, you aren’t alone. In fact, in a recent poll conducted at Elephant, we found 27% of participants didn’t have an alternate way to get to work if their car …

There’s a lot of information out there about car insurance as it pertains to tickets and traffic violations. Some of it’s true; some of it is exaggeration or pure misinformation. However, whether you get your information from a friend or family member, or an online search engine, it’s best to …

It may be common knowledge that when you’re in an accident and you’re at-fault, your insurance rate will most likely increase. However, you don’t have to be at-fault in an accident to potentially see a rise in your premium cost. Let’s go over what it means to be at-fault, how …

Most industries have their fair share of misbeliefs and misconceptions around what they provide and how they work—and the insurance industry is no exception. You might be surprised how many insurance “facts” you’ve been adhering to are actually, well, myths. In our new series, we’re hopping in Elephant’s Mythbuster Machine …

As with many things in life, getting a great deal when you buy a car is all about timing. Buy at the right time and you can save hundreds or even thousands of dollars on a transaction. Strike at the wrong time, and you’ll find yourself paying out that much. …

If you’ve shopped around and changed auto insurance companies before, you know how important it is to save on car insurance where you can. But you also know that great coverage is about more than just prices—you also want a positive experience. Things like an easy claims process, quality customer …

Everyone knows how quickly car expenses can add up. In fact, buying a car is one of the largest purchases most consumers will make in their lifetimes. And as families grow, more cars are needed in a household, whether it’s for more room for young ones or for your newly …

You’ve saved, researched models and brands, and now you’ve finally taken the plunge and bought a car—congratulations! But before you hit the open road, you need to take care of a few things first, and that means it’s time to buy yourself some car insurance. Since you just dropped a …

Buying a car is one of the biggest purchases you’ll ever make, and if you’re like most Americans, you don’t have the ability to pay cash for a new or even a quality used car. That’s where a car loan can come in handy to help get you on the …

Buying a new home is a multi-step process that involves many moving parts. To help, we’ve put together this guide that seeks to answer some of the most common questions we get about homebuying, who needs homeowners insurance, and what types of policies are available. Buying a new home Before …