Efect.shop effects on life

Most industries have their fair share of misbeliefs and misconceptions around what they provide and how they work—and the insurance industry is no exception. You might be surprised how many insurance “facts” you’ve been adhering to are actually, well, myths. In our new series, we’re hopping in Elephant’s Mythbuster Machine …

As with many things in life, getting a great deal when you buy a car is all about timing. Buy at the right time and you can save hundreds or even thousands of dollars on a transaction. Strike at the wrong time, and you’ll find yourself paying out that much. …

If you’ve shopped around and changed auto insurance companies before, you know how important it is to save on car insurance where you can. But you also know that great coverage is about more than just prices—you also want a positive experience. Things like an easy claims process, quality customer …

Everyone knows how quickly car expenses can add up. In fact, buying a car is one of the largest purchases most consumers will make in their lifetimes. And as families grow, more cars are needed in a household, whether it’s for more room for young ones or for your newly …

You’ve saved, researched models and brands, and now you’ve finally taken the plunge and bought a car—congratulations! But before you hit the open road, you need to take care of a few things first, and that means it’s time to buy yourself some car insurance. Since you just dropped a …

Buying a car is one of the biggest purchases you’ll ever make, and if you’re like most Americans, you don’t have the ability to pay cash for a new or even a quality used car. That’s where a car loan can come in handy to help get you on the …

Buying a new home is a multi-step process that involves many moving parts. To help, we’ve put together this guide that seeks to answer some of the most common questions we get about homebuying, who needs homeowners insurance, and what types of policies are available. Buying a new home Before …

Buying a new home as a first-time homebuyer is an exciting chapter in anyone’s life, whether you’re buying on your own or buying your first home together as a newly married couple. But it can also be a challenging experience, from understanding all the steps that come with it to …

On the list of major purchases, it doesn’t get much bigger than buying a new house. While there’s a certain charm to getting a place that’s been lived in, there’s also something special about being a home’s initial tenants. There are a number of differences between an existing home and …

If you’re a car owner, it shouldn’t be news to you that gas prices are constantly fluctuating, and when they go higher, it can feel impossible to get a handle on your fuel budget. But saving money on gas isn’t just about current market prices—how you drive can greatly impact …