Efect.shop effects on life

The holiday season is affectionally thought of as the most wonderful time of the year, and with good reason. Whether your favorite thing about the year is the holiday lights, the festive music, delicious food, or the opportunity to give to people you love or to your community, cheer is …

It’s an exciting time when your teenager becomes a licensed driver. They’re taking a big step towards independence, but they probably aren’t so independent that they don’t need your help with access to a car—or organizing the insurance that needs to go with it. Even if you’ve decided they’re not …

If you live in the U.S., there’s a 48 in 50 chance that your state requires you to have car insurance (New Hampshire and Virginia are the lone hold outs, for those wondering). Of course, knowing that you need car insurance is only the first step. Navigating providers, comparing affordable …

“Bundling”. “Multi-policy plans”. You’ve probably heard these terms tossed around in insurance commercials and on your own provider’s websites and social media pages. We know you probably have some understanding of what insurance bundling means. Then again, sometimes everyone wants to ask the same questions but may be too afraid …

The winter season is a complicated time for drivers. The snow and ice make it more difficult to drive, and the risk of an accident increases due to cars sliding all over the roads. By taking measures to improve your safety on the road, you reduce the risk of accidents …

After wedding bells ring, there are often a number of things to work through as couples start the process of merging two separate lives together. There are the fun things, like starting to form your own family traditions and beginning life as an official team of two. There are other …

It should come as no surprise that at Elephant, safety is one of our top priorities. We’re a car insurance company, after all, and we want our clients to be as safe as possible on the road. So much so that we even reward policyholders who haven’t had accidents in …

Car insurance can feel complicated sometimes, from what it covers to why we end up paying what we do. That’s why we’re here to break down at least one of these great car insurance unknowns: does the car you drive affect what you pay for car insurance. Keep reading to …

While a good credit score is well known for the advantages it has in the world of mortgages and credit cards, its impact on insurance rates is often lesser understood by those outside the industry. As experts in our industry, we can tell you your credit score definitely has an …

Car insurance rates fluctuate. It’s a fact of life. However, we get that it can still be a bit frustrating to witness a price increase when you’re least expecting one. That’s why we’re here to help lift the veil and do our best to explain a few reasons why your …