Efect.shop effects on life

Tips test driving a used car Buying a car is such a large financial commitment that you’ll want to be sure you take a test drive before agreeing to purchase anything. This tip can allow you to tell if there’s anything wrong with the car. If you’re in the market …

Buying a car is a big decision in your life that often comes with financing. Not all options are created equal, so we have created a guide to help you make the best decision based on your financial situation. How high is my interest rate? One of the biggest factors …

Most people do have life insurance needs Most people have a lot of questions regarding life insurance. However, the question asked most often – probably because it’s the most important one – is this: who really is in need of buying life insurance? In truth, everyone could benefit from having …

5 Car maintenance tips for summer Everyone knows that you need to take certain preparations with a vehicle before the winter months occur – you can’t go to battle against the road conditions without having some kind of a game plan. But your car needs to be prepared for the …

Homeowners insurance Like many other elements of the insurance industry, homeowners insurance is subject to a number of mistaken beliefs widely held among American consumers. Unfortunately, these myths continue to exist – creating a widespread misunderstanding of many important details regarding premiums, what’s covered by the typical plan, and more. …

What is term life insurance? That’s a question that’s very easy, and quite complicated, to answer. In a sense, term life insurance is just an offshoot of regular life insurance: it’s a policy you take out, as you would on your home or your car, to protect the financial standing …

The good news about property crime The good news is that property crimes are down substantially in the United States. According to the latest statistics released by the FBI, property crimes fell more than 4 percent in 2013 when contrasted with 2012, marking the 11th straight year in which these …

May is Motorcycle Safety Awareness Month. Launched by the U.S. Department of Transportation’s National Highway Traffic Safety Administration, motorcycle safety month is an annual period when motorists are reminded to share the road with motorcyclists, and for riders to realize the dangers associated with using two wheels rather than four, …

After years of study and faithfully attending all your courses, it’s all come down to this – graduation, the culmination of a lifetime spent preparing for the working world. There’s nothing quite like the college experience, a time in life that’s geared toward arming you with the resources and experience …

Texas Comprehensive Car Insurance To be registered to drive, Lone Star Staters have to own a minimum of $30,000 in coverage if someone is injured in a collision, $60,000 per accident and $25,000 should property be damaged. This is called liability insurance, the only mandatory kind of auto insurance in …